Welcome Visit my other web site. Patrick Bonnett is President and CEO of Encore Financial Services, Inc. He is a graduate of the University of Nebraska and has a bachelor degree with a concentration in Real Estate and Land Use Economics. As a Financial Advisor for over 13 years, Patrick has focused his practice on helping Individuals, Families and Small Family Owned Businesses plan and implement sound financial strategies. Patrick is a Certified Senior Advisor and is an active member in the Society of Certified Senior Advisors, The Millard Business Association and the Omaha Chamber of Commerce. Encore Financial offers a wide array of Financial Planning products and services including but not limited to: Mortgage Planning Services, Mortgage Acceleration, Life & Health Insurance, Disability Insurance, Retirement Planning, IRAs, 401Ks, Education Funding, Long-Term Care Insurance and Group Benefits. Mortgage products are offered through West Star Mortgage. Above all, Encore Financial advocates the reduction of Debt and the improvement of and wise use for Credit. If your score is below 700, then you might have a tougher time getting a loan. The following ratings explain the impact of the different credit score ranges: 720-850 - Excellent - This represents the best score range and best financing terms. 700-719 - Very Good - Qualifies a person for favorable financing. 675-699 - Average - A score in this range will usually qualify for most loans. 620-674 - Sub-prime - May still qualify, but will pay higher interest. 560-619 - Risky - Will have trouble obtaining a loan. 500-559 - Very Risky - Need to work on improving your rating. For more information, please call today to schedule a free consultation, 402-991-2533.

 

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